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Sunday, 24 March 2013

That Small Shinny Yellow Thing

After a long time leaving my blog because the business - or laziness, I will start again to write in this blog because an incident that happened to me on my business trip. At that time I am on a short 1,5 hour flight and sit beside me is a man - I guess on his mid 40's - a government employee and also on his business trip. We have a chat for awhile, he ask me about my job and he said that it must be fun to have a job like me, the income must be high and travel a lot to a various beautiful places in the world (yeah right). In the end he is quite surprised when he knows that I'm a married man with 2 daughters of 7 and 2.5 year-old in my 32.

FYI: I am married when I was 23 with a woman that hates me so much (She hates me because she can't stop loving me :-P). Immediately only 1 year after the marriage,  God send us a beautiful angel - who at the moment loves learning Pencak Silat (an Indonesian Martial Art) and playing violin, and  5 years later another angel came to us and make our family live more colorful.

Anyway,  back to our story on the plane. At first, I thought  he will scold me because I'm married in a very young age (in our society getting married in a very young age often happened because your girlfriend is "accidentally" got pregnant because you are not "becareful" enough). But in opposite he told me that I'm so lucky of getting married so young because he got married in his late 30's with a woman 9 years younger that him (you're a lucky bastard!) and at the moment he has an 8 year-old son. He told me his worried that in around 10 years he will be retired and at that time his son in his time where he will need financial support for his school and college. He said also that at the moment he tries to save some money for his son's future need but he still worried about the the school fee will increase every year and he cannot afford it at the time his son entering the university.

 I told him the same good old story about purchasing gold for your financial security. He said that it is easy for me to buy gold because my high salary and I asked him back how much he can save a month. He answered the amount that actually enough to purchase about 2 grams of 24K gold (at the current gold price) not a large and heavy gold bullion but he can just buy that small shinny yellow thing that he can afford every month. In the end he will consider my advice and buy gold for his future financial security.

I believe myself that purchasing the gold is not to multiply your money but to secure it so in the future the value of money that you have at the moment is the same that you have in may be 30 or 40 years in the future. Remember that actually not the gold price is the one that increasing  but because the value of our money is the one that decreasing.

For the people who have more money, purchasing the properties or investing your money in some businesses are some ways to secure their financial future. But for that man on a plane who only has small amount of salary, purchasing 2 or 3 grams of that "small shinny yellow thing" every month  may be the easiest and has the lowest risk way available to secure his financial future. If his salary  increasing annually and  nothing big happen in his financial life within 10 years he can have 240 grams of gold - at the current value that small shiny yellow thing in that weight is enough to put his son in a modest university in my country.

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